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There is no transaction fee or surcharge when you use your XCEL ATM card or Visa CheckCard at an XCEL-owned ATM or any participating 7-Eleven store, displaying the Co-op Network logo, nationwide. You may also locate additional surcharge free ATM locations by visiting www.co-opnetwork.org
XCEL-owned ATMS:
New York City
- 26 Federal Plaza (3 machines, including a Full Service ATM - Deposits Accepted)
- 225 Park Avenue South (Full Service ATM - Deposits Accepted)
- 201 Varick Street
- 290 Broadway
Brooklyn
- 625 Fulton Street MetroTech
Newark Airport
Jamaica
- JFK Airport, Bldg. 14
- 1 Jamaica Plaza (Full Service ATM - Deposits Accepted)
LaGuardia Airport
- Marine Air Terminal, Building 81
Jersey City
- 3680 Kennedy Boulevard
- 241 Erie Street (Full Service ATM - Deposits Accepted)
- 30 PATH Plaza - Journal Square (Full Service ATM - Deposits Accepted)
Secaucus
- 1 Harmon Meadow Boulevard - P3 level - near Cafeteria
DID YOU KNOW? XCEL provides 5 different ways to access your account?
- Branch Locations - do all of your banking at our branches at Federal Plaza in New York City, Kennedy Boulevard in Jersey City, or at the Concourse Level of the Path Station at Journal Square in Jersey City.
- Shared Service Centers - a nationwide network of over 1,000 centers staffed with friendly people where you can do everything, except open a new account or apply for a loan.
- Member Audio Response Center (MARC) Telephone Banking - make any transaction you can do at a teller window by telephone except deposit and withdraw cash. Accessible 24 hours a day, 7 days a week. Review up-to-date account history, manage your funds, stop payments and reorder checks.
- ATMs - Your XCEL Visa CheckCard and ATM card are accepted at all NYCE, CIRRUS and PLUS machines. The Visa CheckCard is also accepted at machines and merchants displaying the Visa logo. There are no fees when you use an XCEL-owned ATM.
- Bank Online - make any transaction you can do at a branch online except deposit and withdraw cash, plus review up-to-date account history, manage your funds, follow stocks - even pay your bills! No special software required.
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