Why XCEL OnLine Branch Products & Services Loan Center Information Desk
Checking & VISA CheckCard
When it Comes to Checking, Your Credit Union Likes to Say NO...

  • NO monthly service charge.
     
  • NO minimum balance required.
     
  • NO per check charges.
     
  • NO limit on how many checks you can write.
     
  • NO transaction fee when you make ATM withdrawals at XCEL branches.
     
  • FREE VISA CheckCard.
     
  • NO checkbook to carry, no ID to show when you use VISA CheckCard for purchases. Funds come directly from your XCEL checking account.
     
  • NO transaction fee when you use VISA CheckCard for purchases.
     
  • VISA CheckCard is a check and an ATM card. Smart and convenient.
     
  • XCEL's overdraft protection options prevent bounced checks.
     
  • FREE 24-hour balance, deposit and checks-cleared inquiries, transfers, and credit union loan payments by MARC 24-hour automated telephone and online home banking.
     
  • Bill payer service available.
     
  • Optional direct deposit, the ultimate time-saver.
     
  • All activity itemized on one monthly statement.
     
  • FREE electronic storage of canceled checks.
     
  • Ten FREE checks to start and a discount on your first order.