Why XCEL OnLine Branch Products & Services Loan Center Information Desk
Pay Your Loans and Protect Your Credit When You Can't

Credit Life - Pays off your loan balance in the event of your death.

Credit Disability - Takes over your loan payments while you are sick or disabled.

  • Coverage is optional.
     
  • Special credit union pricing.
     
  • Premium decreases with loan balance.
     
  • Added to monthly loan payment after loan interest is calculated so finance charge is not increased.