Internet Banking & Mobile Banking App


How would you like to stay in bed wearing your pajamas & slippers to do to your banking?  Done!  With XCEL Federal Credit Union’s Internet & Mobile Banking system, you can do nearly every transaction that you can do at a branch – except cash deposits and withdrawals – from the privacy of your home using a PC, laptop or any mobile device.

  • Internet & Mobile Banking are FREE!
  • Available 24 hours a day, 7 days a week – even on holidays!
  • Review up-to-date account activity
  • Manage all of your XCEL accounts and loans in one place
  • Make a checkEASE Deposit (available only on Mobile Banking)
  • Check balances
  • See what checks have cleared
  • Print out those checks
  • Make a loan payment
  • Transfer money between your XCEL accounts
  • Transfer money to/from another account elsewhere
  • Pay your bills without stamps or envelopes (requires free Bill Pay)
  • Check your credit card information

The access for Internet Banking is available on every website page while the access for mobile banking is through XCEL’s Mobile App.


We know that remote access is what you want and need and XCEL has given it to you with our cutting edge mobile app.  Of course you can log into your account, but you can also…

  • Open an Account
  • Apply for a Loan
  • Find the closest XCEL ATM or CO-OP ATM
  • Find the closest XCEL Branch or Shared-Branch
  • View our Current Rates
  • Access Savings & Loan Calculators
  • Shop and Save with XCEL Coupons
  • Watch Educational videos
  • Chat with Us or utilize ASK XCEL

We work hard to make your life easy and we are always trying to save you time.  With the XCEL mobile app, you can do almost anything a teller can do from the comfort of your own home.  Its free and secure – Just download it onto your mobile device and start exploring today!

Download XCEL’s Mobile App for Apple, Android and Kindle HD and Fire devices by clicking on their respective links below:

**Mobile Banking is free from XCEL Federal Credit Union.  However, fees may incur from your cell phone provider for connecting to the Internet.