| ATM |
 |
| Replace Lost/Stolen Card |
$5.00 |
| Replace Lost/Stolen Card Rush |
$35.00 |
| New PIN |
$5.00 |
| Overdrafts Transfer |
$5.00 |
| Insufficient Funds |
$25.00 |
| Uncollected Funds |
$25.00 |
Denial, Inquiry, Transfer, Withdrawal
at non-XCEL ATMs |
$1.00 |
| at XCEL ATMs |
No Charge |
| at co-op network ATMs |
Surcharge Free |
|
| Checking |
|
| Overdraft Transfer From Shares |
$5.00 |
| Member Privilege Overdraft |
$25.00 |
| Certified Check |
$2.00 |
| Ordering Checks |
Print, Shipping, Tax |
| Insufficient Funds |
$25.00 |
| Returned Item |
$25.00 |
| Monthly Maintenance |
No Charge |
| Per Item |
No Charge |
| Photocopy of Member Check |
$3.00 |
| Photocopy of Deposited Items |
$5.00 |
| Stop Payment |
$25.00 |
| Temporary Checks (12) |
$3.00 |
| Pre-Authorized Debit-Stop Payment |
$25.00 |
| Account Reconciliation/Research (per hour) |
$25.00 |
| Bill Pay |
No Charge |
|
| Lending |
|
| Late Fee |
5% of Payment, Min. $15, Max. $30 |
| Over-limit Fee |
$15.00 |
| Payment Skip |
$25.00 |
| Real Estate Lien Release |
$175.00 |
|
|
| Home Equity/Mortgage |
|
| Modification Fee |
$250.00 |
| Satisfaction Fee |
$75.00 |
|
|
| Credit Cards |
|
| Annual Fee |
No Charge |
| Late Charge |
$15.00 |
| Cash Advances |
$0.00 |
| Over Limit Fee |
$15.00 |
| Photocopy of Statement |
$3.00 |
| Replace Lost/Stolen Card |
$5.00 |
| Temporary Limit Increase |
$10.00 |
| Payment Skip |
$25.00 |
| Account Investigation (per hour) |
$25.00 |
|
| Wire Transfer |
|
| Incoming Domestic Wire |
$10.00 |
| Outgoing Domestic Wire |
$20.00 |
| Incoming Foreign Wire |
$10.00 |
| Outgoing Foreign Wire |
$35.00 |
| Wire Tracer |
$25.00 |
| Return of Electronic Funds Debit |
$25.00 |
|
| Member Services |
|
| Verification of Deposit |
$15.00 |
| Printed Account History |
$3.00 |
| Statement Copy (Over 60 Days) |
$5.00 |
| Travelers Checks (per $100) |
1% |
| Certified Credit Union Check |
$5.00 |
| Money Orders |
$2.00 |
| Third Party Cashiers Check |
$3.00 |
| Photocopy of Deposited Check (our image) |
$5.00 |
| Photocopy of Deposited Check (not our image) |
$7.50 |
| Photocopy of Cashiers Check |
$5.00 |
| Consulate Letter |
$25.00 |
| Fax Service (within Continental US) up to 10 pages |
$5.00 |
|
| Account Maintenance |
|
| Dormant Account Fee (per Quarter after 2 yrs) |
$10.00 |
| Dormant Account Search |
Our Cost |
| Close/Reopen Account within 90 days |
$15.00 |
| Holiday/Vacation Club Early Closing |
$10.00 |
| Coin Deposit (over 5 rolls per month) |
$5.00 |
| Returned Deposited Item |
$25.00 |
| Foreign Draft Collection |
Varies |
| Member Deposits collected by another bank |
$25.00 |
| Item Collection Charge |
$50.00 |
| Incorrect TIN |
$50.00 |
| Legal Process/Restraining Notice |
$75.00 |
| Savings Below Minimum Balance (per month) |
$3.00 |
| Return Item |
$25.00 |
| Address Locator and Update |
$10.00 |
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