Why XCEL OnLine Branch Products & Services Loan Center Information Desk
Kids Savings
Savings That Grows With Them
  • $5 minimum balance opens a regular savings account and establishes membership for child up to 18 years of age.
     
  • Deposits can be made from parent payroll deduction, by parent or child in person or bank-by-mail.
     
  • Day-of-deposit to day-of-withdrawal dividends, compounded monthly.
     
  • Roll funds over to higher-dividend Share Certificates as they accumulate.