• Fixed annual percentage rate starting at 9.9%, determined by your personal rating.
• No annual fee.
• Full 25 day grace period.
• Line of credit up to $25,000.
• Cash at ATMs and financial institutions displaying MasterCard® symbol.
• 2-3 day emergency card replacement.*
• Up to $500,000 travel insurance at no cost when you purchase tickets with your card.
• Earn ScoreCard bonus points every time you use your card and redeem them for brand-name merchandise.
• Emergency cash.
• Travel ticket replacement assistance.
• Payment card registration.
• Medical assistance.
• Travel reservation service.
• Bonus travel dividends.
• Quarterly newsletter.
• Luggage insurance/ lost luggage locator tag.
• Concierge service.
• Lost key return service.
• Auto rental discounts/insurance.
• Hotel/motel burglary reimbursement.

* Additional fees apply.