Kasasa Cash Back

Kasasa Cash Back puts your hard-earned money right where you want it — back in your pocket. Earn cash back on debit card purchases — what you buy is up to you. No pointless points to redeem or minimum balance requirements to earn cash back.

It’s free checking that doesn’t just pay. It pays you back. We’ll even refund your ATM fees (up $20/per month) nationwide. So you can wield your debit card across the country, worry-free.

Direct Deposit required to open account, minimum $1,000.00 or entire payroll. 


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XCEL FCU offices will be closed in observance of the Presidents’ Day holiday on Monday, February 18. We apologize for any inconvenience this may cause but please feel free to use our mobile app or web banking services to access your account. Thank you!