XCEL Federal Credit Union

XCEL Federal Credit Union is wholly owned by its members. As sole shareholders, they receive all net earnings in the form of:

Favorable dividend and loan rates
Fewer and lower fees
FREE services (see Convenience & Free Services)

These are built-in advantages of membership, which is why consumer groups rate credit unions a top value for personal banking products… and our members rate us a top value for personal service!

You’ll love being a member of XCEL. We are one of the healthiest credit unions in the country, with an outstanding membership base and a strong, dedicated staff.

As we continue to grow, so do the number of services we are able to offer. In fact, XCEL Members enjoy many FREE services that bank customers must pay extra for!

To join XCEL, take a look at WHO WE SERVE and see if you are eligible. If so, then Click at the bottom of that section for a membership application or call 1-800-284-8663 select option 3. We look forward to welcoming you to the family!