A low initial rate means extra money for other things in your life
Feel great with a year or more of lower payments.
Buying a new home can be an expensive proposition. An Adjustable-Rate Mortgage reduces your monthly housing costs for a specific time period and gives you the opportunity to rebuild your savings and make other purchases.
- Choose from various adjustable-rate mortgage options
- Interest rates adjust on an annual basis
- ARMs are available for one- to four-family residences and vacation homes
- Refinancing options available
XCEL FCU is a credit union serving members in New Jersey, New York and across the country.