Remote Deposit Capture (checkEASE)

checkEASE is XCEL’s popular remote deposit capture service that allows members to deposit their checks on a mobile device without having to step into a branch.  All you have to do is make sure you have XCEL’s mobile app installed on your mobile device and log into Mobile Banking.  checkEASE is compatible on iPhone, iPad and Android mobile devices.

To make a checkEASE deposit within Mobile Banking on your mobile device…


checkEASE deposits are limited to $5,000 per day with a rolling 30-day limit of $15,000. If deposits made before 4 PM, Eastern Time zone, on a business day will be credited to your account the same day by 4:15 PM.

Deposits confirmed after 4 PM and received on holidays or days that are not our business days will be credited to your account on the following business day by 9 AM.  Business Days are Monday through Friday, except holidays.

XCEL will be upgrading Internet Banking and Bill Pay on March 30th. Please log into your account to see a list of all the new features.