Holiday Loan

Wrap up your Holiday spending with a Holiday Loan!

Borrow up to $5,000

Rates as low as 7.99% APR

Terms up to 12 Months

Call us at (973) ASK XCEL then Option 2 or you can even apply through our free mobile app!

APR=Annual Percentage Rate. Other terms and conditions are available. You must qualify for this rate. This offer may be withdrawn at any time for any reason. All rights reserves. You must be a member of XCEL Federal Credit Union. For information on membership, please call us at (973) ASK XCEL then Option 6.


Effective June 4, 2018, XCEL's Federal Plaza & Call Center will be open Monday - Friday from 9am - 5pm ET. The Journal Square branch will have the same hours EXCEPT for Thursdays where we will be open from 9am - 6pm ET. Sorry for the inconvenience and we appreciate your membership!