Holiday Loan

With our Holiday Loans you may relax and enjoy the season knowing you can make the holidays extra special.

Terms up to 12 Months

Borrow from $500 to $5,000

Rates as low as 5.99%

Fast & Easy

Life, Disability and Unemployment Insurance available at an additional cost.

For information & assistance: 973-ASK-XCEL (275-9235) Option #2




*APR= Annual Percentage Rate.  All rates are subject to change at any time.  Rates are based on an evaluation of credit history; therefore, your rate may differ.  Approvals are subject to our underwriting criteria. Loan amount of $3,000 at a rate of 5.99% APR for 12 months would have a monthly payment of $258.16.

Due to XCEL staff-wide training, XCEL will be closing early on Tuesday, June 4. Journal Square & Rockefeller Branch (4pm) & Federal Plaza (4:30pm) We apologize for the inconvenience!