Loans

XCEL offers loans with competitive rates and flexibility to meet all your needs. You can choose from auto, real estate, education, personal and even business loans.  We also offer a wide variety of terms to make sure your payment fits into your budget.

FRAUD ALERT!!! Please be aware that some XCEL members have received a phone call from the number 888-258-5060 claiming to be from XCEL's credit card or debit card Fraud Division. Our Fraud Division will NEVER ask you for your account number!