Consumer Loans

XCEL offers a variety of secured and unsecured loans and lines of credit to give you the cash when you need it, with low interest rates and repayment terms tailored to your needs.  We are your credit union and here to serve you.


Due to the inclement weather XCEL Federal Credit Union will have a delayed opening at 10am on Thursday, March 22, 2018. We apologize for any inconvenience this may cause but please feel free to use our mobile app or web banking services to access your account. Thank you and have a safe day! Learn more