Personal Loans

Personal Loans allow you to use the money for your personal desires and needs. Don’t worry about your next purchase! Use this loan to purchase your next computer, laptop, buy furniture, appliances or vacation in the sun.

  • Terms up to 72 Months
  • Borrow from $500 to $40,000
  • Attractive rates
  • Fast & Easy
  • Life, Disability and Unemployment Insurances available at additional costs

For information & assistance: 973-ASK-XCEL (275-9235) Option #2

Most Requested Info

XCEL wants to HELP! Please call 973-528-8737 if you are an XCEL member and a federal government employee furloughed and are experiencing financial difficulties.