Personal Loans

Personal Loans allow you to use the money for your personal desires and needs. Don’t worry about your next purchase! Use this loan to purchase your next computer, laptop, buy furniture, appliances or vacation in the sun.

  • Terms up to 72 Months
  • Borrow from $500 to $40,000
  • Attractive rates
  • Fast & Easy
  • Life, Disability and Unemployment Insurances available at additional costs

For information & assistance: 973-ASK-XCEL (275-9235) Option #2

Most Requested Info

FRAUD ALERT!!! Please be aware that some XCEL members have received a phone call from the number 888-258-5060 claiming to be from XCEL's credit card or debit card Fraud Division. Our Fraud Division will NEVER ask you for your account number!