Personal Loans

Personal Loans allow you to use the money for your personal desires and needs. Don’t worry about your next purchase! Use this loan to purchase your next computer, laptop, buy furniture, appliances or vacation in the sun.

  • Terms up to 72 Months
  • Borrow from $500 to $15,000
  • Attractive rates
  • Fast & Easy
  • Life, Disability and Unemployment Insurances available

For information & assistance: 973-ASK-XCEL (275-9235) Option #2

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Effective June 4, 2018, XCEL's Federal Plaza & Call Center will be open Monday - Friday from 9am - 5pm ET. The Journal Square branch will have the same hours EXCEPT for Thursdays where we will be open from 9am - 6pm ET. Sorry for the inconvenience and we appreciate your membership!