Mortgage Loans

Purchasing a home should be fun and easy. XCEL Federal Credit Union is here to make that happen and to help you pick the very best loan for you!

FIXED RATE MORTGAGES

  • Fixed 15, 20 and 30 year terms available for primary and secondary residences
  • Mortgage up to 95% of home value
  • Purchase and refinance programs available
  • No Points and Points options

ADJUSTABLE RATE MORTGAGES

  • Choose between a 1-year adjustable ARM or a 1-year, 3-year, and 5-year
  • 1 – 4 Family primary residences
  • Vacation home up to 90% of home value
  • Purchase and refinance programs available
  • No Points and Points options

Call us to apply: 973-ASK-XCEL (275-9235) Option #4 (Monday – Friday 8am to 5pm)

 

XCEL will be performing maintenance on Thursday Feb. 23. Our system will be down between 6:30pm - 9:30pm. We apologize for the inconvenience!