Savings & Checking


SAVINGS ACCOUNTS

Enjoy saving for tomorrow while still having easy, convenient access to your money today!  A Savings Account with a $5 minimum balance is the basis of an XCEL Federal Credit Union membership.  This account is the gateway to cost-saving services that provide real solutions for every financial stage of your life.   By maintaining just $5 in your savings account, you are now eligible to offer credit union membership to your family members.


CHECKING ACCOUNTS

XCEL Federal Credit Union is taking care of you! XCEL offers a FREE Checking Account with no minimum balance and a FREE VISA® CheckCard. Our Checking Accounts earn dividends. We accept Direct Deposit from your paycheck and can also provide Overdraft Protection (also known as Courtesy Pay).

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Effective June 4, 2018, XCEL's Federal Plaza & Call Center will be open Monday - Friday from 9am - 5pm ET. The Journal Square branch will have the same hours EXCEPT for Thursdays where we will be open from 9am - 6pm ET. Sorry for the inconvenience and we appreciate your membership!