Savings & Checking


SAVINGS ACCOUNTS

Enjoy saving for tomorrow while still having easy, convenient access to your money today!  A Savings Account with a $5 minimum balance is the basis of an XCEL Federal Credit Union membership.  This account is the gateway to cost-saving services that provide real solutions for every financial stage of your life.   By maintaining just $5 in your savings account, you are now eligible to offer credit union membership to your family members.


CHECKING ACCOUNTS

XCEL Federal Credit Union is taking care of you! XCEL offers a FREE Checking Account with no minimum balance and a FREE VISA® CheckCard. Our Checking Accounts earn dividends. We accept Direct Deposit from your paycheck and can also provide Overdraft Protection (also known as Courtesy Pay).

XCEL will be performing maintenance on Thursday Feb. 23. Our system will be down between 6:30pm - 9:30pm. We apologize for the inconvenience!