Vacation Loan

Make that Vacation dream a reality and start planning your next getaway!

Terms up to 36 Months

Borrow from $500 to $15,000

Attractive rates

Fast & Easy

Life, Disability and Unemployment Insurance available at an additional costs

For information & assistance: 973-ASK-XCEL (275-9235) Option #2



*APR= Annual Percentage Rate.  All rates are subject to change at any time.  Rates are based on an evaluation of credit history; therefore, your rate may differ.  Approvals are subject to our underwriting criteria. Loan amount of $3,000 at a rate of 6.49% APR for 12 months would have a monthly payment of $258.94.




XCEL FCU offices will be closed Thursday, July 4, 2019 for Independence Day and will be closing at 1pm on Friday, July 5, 2019 . We apologize for any inconvenience this may cause but please feel free to use our mobile app or web banking services to access your account. Thank you!