Vacation Loan

Make that Vacation dream a reality and start planning your next getaway!

Terms up to 36 Months

Borrow from $500 to $15,000

Attractive rates

Fast & Easy

Life, Disability and Unemployment Insurance available at an additional costs

For information & assistance: 973-ASK-XCEL (275-9235) Option #2



*APR= Annual Percentage Rate.  All rates are subject to change at any time.  Rates are based on an evaluation of credit history; therefore, your rate may differ.  Approvals are subject to our underwriting criteria. Loan amount of $3,000 at a rate of 4.99% APR for 12 months would have a monthly payment of $256.84.



XCEL FCU offices will be closed in observance of the Presidents’ Day holiday on Monday, February 18. We apologize for any inconvenience this may cause but please feel free to use our mobile app or web banking services to access your account. Thank you!