As the official Credit Union of the Port Authority Retired Police Association, XCEL Federal Credit Union is proud to offer a wide array of our products and services to our members and their immediate family.

XCEL Federal Credit Union was established in 1964 by the employees of the Port Authority of New York and New Jersey.  60 years later we are still proud to serve this establishment.  Click here to learn more about XCEL's story.

We want to help make your financial journey as easy and successful as possible and look forward to you joining the XCEL family. 

Take advantage of our Lending Products

• Auto Loans
• Signature Loans                                                                                         
• Home Equity Loans
• Credit Cards

XCEL Membership Benefits Include

• Financial Planning with Lincoln Financial
• Earn MORE with high yield Share Certificates
• 24/7 Access with Online & Mobile Banking with FREE bill pay and mobile deposit on our mobile app
• Access to over 30,000 surcharge-FREE ATMs & 5,800+ shared branch locations
• FREE Financial Literacy with Banzai
• FREE membership in our Travel Club

Ready to Get Started? 

All you have to do is open an account and your benefits will be waiting for you!  In addition, once a member, always a member and your immediate family are eligible for membership because of you.  What are you waiting for?  Become a member today!