XCELFCU Federal Credit Union
XCELFCU Federal Credit Union
XCELFCU Federal Credit Union

XCEL Federal Credit Union | NY Credit Union | NJ Credit Union

Skip-A-Pay

  • Stress Less with Skip-A-Pay This Summer
  • Expires June 30, 2022
Learn More

CU Travel Special

New signups receive a $250 Hotel Dollar bonus!

  • Price-Match Guarantee
  • Exclusive discounts on hotels, flights, car rentals and more!

It's time to plan your next vacation getaway! 

Expires June 30, 2022

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58th Annual Meeting

Join us virtually for our 58th Annual Business Meeting and Election

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Fixed Home Equity Loan

Worried about rising interest rates?

Refinance Now!

  • Low closing costs
  • No appraisals required under $100k
  • Quick turnaround time
Apply Today

Home Equity Loan

Top 5 Reasons for a Home Equity Loan

  • Home Improvements
  • Debt Consolidation
  • Vacation
  • Fund a Student Loan
  • Start a Business
Learn More

Auto Loan

Love your lease? Let's buy it out!

  • Competitive Rates
  • Low Payments
  • Flexible Terms
Learn More
Video Library

Educational videos & Financial Wellness Podcasts 
Careers

Join the XCEL Team
Digital XCEL Brochure

Learn more about XCEL, eligibility requirements and all products and services we offer.  

Providing high-quality, affordable products and services to our members in New Jersey, New York and across the country.

What's Exciting with XCEL?

4/5/2022
Chatbot is HERE!
5/19/2022
COOP ATM & Shared Branching
6/1/2022
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