XCELFCU Federal Credit Union
XCELFCU Federal Credit Union
XCELFCU Federal Credit Union

XCEL Federal Credit Union | NY, NJ Personal Accounts | Loans

59th Annual Meeting

Join us at La Reggia Restaurant on June 15th

  • Reflect on the credit union’s success in 2022
  • Elect Board of Directors
  • Raffles, Giveaways and more!
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First Mortgage Loan

It's time to start a new chapter

  • No Rate Lock
  • No Application Fee
  • No Commitment Fee
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Visa Platinum Rewards Credit Card

Celebrate new rewards and benefits with XCEL!

  • New credit card benefits
  • Double Cash Rewards
  • Low interest rates
     
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Updated Branch Hours

Starting May 1, 2023

  • Our Federal Plaza location has added one more day
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Auto Loans

Spring Into Action

  • Competitive Rates
  • Flexible Terms
  • Up to 120% financing
  • Debt Protection and Gap Insurance options
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Member Eligibility

See if you can join
Insurance Products

Protect family and finances
Financial Literacy - Banzai

Research various topics

Providing high-quality, affordable products and services to our members in New Jersey, New York and across the country.

What's Exciting with XCEL?

5/1/2023
New XCEL Visa Platinum Rewards Credit Card
5/1/2023
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