XCELFCU Federal Credit Union
XCELFCU Federal Credit Union
XCELFCU Federal Credit Union

XCEL Federal Credit Union | NY Credit Union | NJ Credit Union

Green Auto Loan

Live the Dream. Drive Green.

  • Competitive Rates
  • Terms available up to 84 months
  • 100% financing available
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Back To School Loan

New School year!  Let XCEL Help You Prepare!

  • Up to $5,000
  • As low as 7.99% APR*
  • 12 Month Term
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Auto Loans

Auto-matic Savings

  • Competitive Rates
  • Low Payments
  • Flexible Terms
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Home Equity Line of Credit

Is Your Home Feeling a Little Blue?  Brighten it up with a HELOC!

  • No Application Fee
  • No Appraisal Fee
  • No Closing Costs
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Member Eligibility

See if you can join
Credit Union Travel Club

Exclusive for XCEL members only
Digital XCEL Brochure

Learn more about XCEL, eligibility requirements and all products and services we offer.  

Providing high-quality, affordable products and services to our members in New Jersey, New York and across the country.

What's Exciting with XCEL?

4/5/2022
Chatbot is HERE!
5/19/2022
COOP ATM & Shared Branching
8/1/2022
Featured Employer Group
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Years in Business
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