XCELFCU Federal Credit Union
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XCEL Federal Credit Union | NY Credit Union | NJ Credit Union

57th Annual Meeting

Attend our 2nd Virtual Business Meeting & Election

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Branch Now Open Earlier

Welcome Back!

  • We are currently extending our JSQ branch by another day!
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CU Travel

NEW Member Benefits to make your decision easier.

  • Price-Match Guarantee
  • FREE Hotel Dollars

Plan your next vacation getaway!

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Home Equity Loan

Imagine the Possiblities with an XCEL Home Equity Loan!

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Auto Loans

Take a ride in a new car Today!

  • Competitive Rates
  • Low Payments
  • Flexible Terms
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XCEL SmartCard

Take Control of your Wallet Today

  • Turn XCEL cards on and off
  • Set Limits with Instant Alerts
  • Track your Card Usage
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Mortgage Loans

ALL-TIME LOW RATES!

  • Low Closing Costs & Refinancing Options
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Video Library

Educational videos & Financial Wellness Podcasts 
COVID-19

Important Information
Digital Wallet

Add simplicity and security to your life with Apple Pay, Google Pay and Samsung Pay. 

Providing high-quality, affordable products and services to our members in New Jersey, New York and across the country.

What's Exciting with XCEL?

7/24/2020
Message from XCEL's Board of Directors
6/01/2021
Featured Employer Group
2/1/2021
Lincoln Financial Advisors
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Years in Business
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Member Count
$ 0 M
Asset Size