XCELFCU Federal Credit Union
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XCEL Federal Credit Union | NY Credit Union | NJ Credit Union

XCEL SmartCard

Take Control of your Wallet Today

  • Turn XCEL cards on and off
  • Set Limits with Instant Alerts
  • Track your Card Usage
Learn More

Debt Consolidation Loan

Take Back Your Financial Freedom!

  • Rates As Low As 5.99% APR*
  • Consolidate Up to $40,000
  • Flexible Payment Terms
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Lincoln Financial Advisors

Be in charge of your finances!

  • Financial Planning
  • Investment Planning
  • Retirement Planning
Learn More

Uniting Service with Technology

XCEL Federal Credit Union offers financial solutions to simplify your life and make you feel at home.

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Mortgage Loans

ALL-TIME LOW RATES!

  • Low Closing Costs & Refinancing Options
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IRAs

Let today’s savings provide tomorrow’s rewards.
COVID-19

Important Information
Digital Wallet

Add simplicity and security to your life with Apple Pay, Google Pay and Samsung Pay. 

Providing high-quality, affordable products and services to our members in New Jersey, New York and across the country.

What's Exciting with XCEL?

7/24/2020
Message from XCEL's Board of Directors
1/20/2021
SmartCard App
2/1/2021
Lincoln Financial Advisors
0
Years in Business
0
Member Count
$ 0 M
Asset Size