XCELFCU Federal Credit Union
XCELFCU Federal Credit Union
XCELFCU Federal Credit Union

XCEL Federal Credit Union | NY Credit Union | NJ Credit Union

Share Certificate Promotion

Take Your Savings To New Heights!

  • 25 Month Term with New Money
  • Promotional Rate of 2.75% APY
  • Limited-Time Offer
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Auto Loans

Auto-matic Savings

  • Competitive Rates
  • Low Payments
  • Flexible Terms
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Back To School Loan

New School year!  Let XCEL Help You Prepare!

  • Up to $5,000
  • As low as 7.99% APR*
  • 12 Month Term
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Green Auto Loan

Live the Dream. Drive Green.

  • Competitive Rates
  • Terms available up to 84 months
  • 100% financing available
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Lease Buyout Loan

  • Own the car you love! 
  • We'll help you buy out your lease!
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Home Equity Line of Credit

Is Your Home Feeling a Little Blue?  Brighten it up with a HELOC!

  • No Application Fee
  • No Appraisal Fee
  • No Closing Costs
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Member Eligibility

See if you can join
Credit Union Travel Club

Exclusive for XCEL members only
Digital XCEL Brochure

Learn more about XCEL, eligibility requirements and all products and services we offer.  

Providing high-quality, affordable products and services to our members in New Jersey, New York and across the country.

What's Exciting with XCEL?

9/1/2022
Join our Team
9/1/2022
Why Choose XCEL
9/1/2022
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