Your account is only a call away.
Convenience & accessibility wherever you are.
24/7 access to accounts, including holidays.
- Verify current checking, savings and loan balances
- Confirm deposits and payments
- Verify whether items have cleared in your checking account
- Transfer money between XCEL accounts
- Make loan payments & more
Using Phone Banking
Simply call 973 ASK XCEL (973 275 9235). Your Member Number and last 4 digits of your SSN are required for authentication, or you can setup a PIN (first time log in). If you don't know your pin, please contact us.