Phone Banking

Your account is only a call away.

Convenience & accessibility wherever you are.

24/7 access to accounts, including holidays.

  • Verify current checking, savings and loan balances
  • Confirm deposits and payments
  • Verify whether items have cleared in your checking account
  • Transfer money between XCEL accounts
  • Make loan payments & more
View the full Phone Banking Menu


Using Phone Banking

Simply call 973 ASK XCEL (973 275 9235). Your Member Number and last 4 digits of your SSN are required for authentication, or you can setup a PIN (first time log in). If you don't know your pin, please contact us.