Fixed-Rate Mortgages
- 15-, 20- and 30-year terms available
- Stable monthly payments over the life of your loan
- Lock in rates for up to 45 days
- Refinance existing loans
We'll make purchasing a home or refinancing your mortgage fun and easy.
All XCEL mortgages feature
- Competitive interest rates
- Low closing costs
- Choice of repayment terms
- Schedule easy automatic payments
- Refinancing options
- Guidance from experienced lending team
Please log into the NMLS Consumer Access website www.nmlsconsumeraccess.org for a list of our lenders.
(XCEL FCU’s NMLS ID is 474542.)
Adjustable-Rate Mortgages
- Various types of ARMs available
- Lock in a low initial rate with limited annual increases
- Available for one- to four-family residences
- Refinance existing loans
