Personal Loans

Short on cash? XCEL Personal loans have you covered.

All XCEL personal loans feature

  • Attractive interest rates
  • Wide range of loan amounts
  • Ample time to repay
  • Automatic payments with Online and Mobile Banking
  • Fast, easy application process

Signature Loan

  • Borrow from $500 to $40,000
  • Take up to six years to repay
  • No collateral necessary
  • Fast application process

Instant Credit Loan

  • Line of credit from $500 to $10,000
  • Manageable monthly payments
  • Easy transfer to checking or savings
  • Use funds for any purpose at all

Debt Consolidation Loan

  • Roll all your high-interest debt into one payment
  • Save money on interest charges
  • Borrow up to $40,000
  • Take up to 84 months to repay

Holiday Loan

  • Make gifts and celebrations more affordable
  • Borrow between $500 and $5,000
  • Low rates keep monthly payments manageable
  • Pay off your loan in 12 months or less

Vacation Loan

  • Make your travel dreams come true
  • Loan amounts from $500 to $15,000
  • Up to 36 months to pay it back
  • Attractive interest rates