Online Banking

Power up, sign in and make fast work of all your financial matters

XCEL Online Banking options feature

  • 24/7 account access
  • Check balances
  • Transfer funds
  • Pay bills electronically
  • Access credit card
  • Pre-approved offers
  • Breathe easy with high-level security

Bill Pay

  • Make one-time payments in minutes
  • Set up automatic monthly payments
  • Avoid late fees and missed deadlines
  • No monthly fee

Account Transfers

  • Fast way to shift money between your accounts
  • Move money from elsewhere to XCEL
  • Build up savings to take advantage of our high rates


  • Access monthly statements through Online Banking
  • View several years' worth of statements
  • Be informed when a loan payment is due
  • Get fast access to your tax forms online