Mobile Banking

Explore all our products and features by downloading our app today

XCEL Mobile Banking options feature

  • 24/7 account access 
  • Free mobile app
  • Biometrics authentication
  • Check account balances
  • Transfer funds
  • Pay bills electronically
  • Pre-approved offers
  • Deposit checks with mobile device camera

Mobile App

  • Works with most Apple and Android devices
  • Access all your accounts under one tool
  • Easier navigation
  • FREE

Bill Pay

  • Make one-time payments in minutes
  • Set up automatic monthly payments
  • Avoid late fees and missed deadlines
  • No monthly fee

Mobile Deposits

  • Deposit checks with free app and phone camera
  • Receive electronic confirmation of deposit
  • Get faster access to you money


  • Access monthly statements through Online Banking
  • View several years' worth of statements
  • Be informed when a loan payment is due
  • Get fast access to your tax forms online