Analyze the numbers before making important financial decisions

All XCEL calculators feature

  • Easy-to-use functionality 
  • Data you need 
  • Analysis of important financial decisions

Compound Savings Calculator

Find out how much your money can grow using the power of compound interest.

Certificate of Deposit Calculator

Determine how much you would like to invest, the duration and rate to calculate your earnings.

College Savings Calculator

Saving for your children's education requires a long-term plan. It pays to start yours today.

Amortizing Loan Calculator

Analyze your monthly payment schedule and dig into the details of your payoff schedule.

Lease vs. Buy Calculator

When you're financing a new vehicle, consider both options to determine which is best for you.

Mortgage Calculator

How long will it take to pay off your home loan? Estimate your monthly payments and payoff schedule.

Mortgage Refinance Calculator

Determine how long it will take to break even on a mortgage refinance to see if it's right for you.

Personal Debt Consolidation Calculator

See if it's a good financial choice to consolidate all your debt into one new loan.

Home Budget Analysis

When you know where you money is going, you're able to manage your monthly budget more efficiently.

Retirement Income Calculator

Use this calculator to estimate the amount of income in your golden years.