We'll put you in the driver's seat
Put yourself behind the wheel of a vehicle you can depend on.
New or used, sports car or family vehicle, XCEL can help you drive away in whatever kind of car you choose. Have an existing auto loan? We'll refinance for a lower rate with reduced payments. Getting an auto loan or refinancing through us is as smooth as driving on a freshly paved road.
- Competitive rates
- Flexible terms of up to 84 months
- Financing up to 120% of purchase price
- Debt Protection and GAP Insurance available on new vehicles
- Apply now or call us at 973-ASK-XCEL (973-275-9235) Option #2 to speak to a loan specialist
XCEL FCU is a credit union serving members in New Jersey, New York and across the country.
*APR=Annual Percentage Rate. Rates are subject to change at any time.
New vehicles are year models 2021 & 2020 with 10,000 miles or less. Vehicles older than 5 years are not eligible. Rates are based on an evaluation of credit and are subject to XCEL’s underwriting criteria. Loan Payment Example: New auto loan of $25,000 for 72 months at 2.74% will have a monthly payment of $376.94.