Home Equity Loans

It's time to get moving on all your great ideas and big dreams

Remodel your home or reshape your future with a low-interest loan.

Your efforts to pay down your mortgage and build up equity in your home should count for something. They do. Now you can borrow money at extremely attractive rates to make your house even nicer, do something special for your family, or buy that something you've always wanted.

  • Competitive fixed rates available
  • Schedule automatic electronic payments for greater convenience
  • Interest payments may be tax-deductible – ask your tax advisor for more information
  • No closing costs*


XCEL FCU is a credit union serving members in New Jersey, New York and across the country.