XCEL Insurance Services

It's best to be prepared for whatever the future might bring

All XCEL insurance options feature:

  • Coverage that protects your family and finances
  • Discounted rates for credit union members
  • Free, no-obligation price quotes
  • Easy claims service 24/7, even during the holidays 

Home Insurance

As a credit union member, you have the chance to save money on your home insurance.  Get your free quote or call TruStage at 1-855-483-2149 (1-88TruStage) today to discuss your needs and they will help make sure you not only get appropriate coverage, but all the savings you’re entitled to as an XCEL member.

AD&D Insurance

You’re entitled to no-cost TruStage Accidental Death and Dismemberment Insurance-an exclusive member benefit fully paid for by your credit union.  All you need to do is claim it.  Click here to see how much no-cost coverage you can get or call TruStage at 1-888-787-8243 (1-88TruStage) for more information. 

Life Insurance

Life insurance can cost less than you think.  The coverage you need for your family only works if it’s affordable.  We work with TruStage and trust them to provide our members with exceptional value and superior service.  They will work with you so you can make a good choice for you and your family.  Learn more about TruStage Life Insurance or call 1-888-787-8243 (1-88TruStage) for more information.

Auto Insurance

Whether purchasing a car, adding a new driver or your policy is coming up for renewal, we can help find the coverage that best suits your needs.  Get a FREE quote or call TruStage at 855-483-2149 today.  A licensed agent will advise you of the types of coverages that’s right for you including liability, collision & comprehensive, personal injury or rental reimbursement. 

Guaranteed Asset Protection (GAP)

The second you drive your new vehicle off the lot it drops in value.  It can fall up to 20% in one year.  This can create a gap in coverage.  Guaranteed Asset Protect (GAP Plus) can help fill that gap between what your insurance will pay and what you owe on your loan.  Click here for more information or contact an XCEL representative at 973-ASK-XCEL (973-275-9235) Option 2 for more information. 

Debt Protection

When you take out a loan with your credit union, we offer many ways to increase your peace of mind.  One way is with our debt protection products. We offer several options that include: Life, Disability and even Involuntary Unemployment.  Click here for more information or contact an XCEL representative at 973-ASK-XCEL (973-275-9235) Option 2 for more information.