Debt Consolidation

Break from debt once and for all.

Turn multiple high-interest payments into a single, manageable one.

Are high interest rates keeping you from making a dent in your debt? If it seems like you're always playing catch-up when it comes to paying off credit cards and loans, a debt consolidation loan from XCEL could be the solution. 

  • Borrow up to $60,000
  • Terms up to 84 months available
  • Competitive rates
  • Do you own a home? If so, a Home Equity Loan could be the right way to consolidate your debt. 

 

 

This Loan is Eligible for Debt Protection

When you take out a loan with your credit union, we offer many ways to increase your peace of mind.  One way is with our debt protection products. We offer several options that include: Life, Disability and even Involuntary Unemployment.  Click here for more information or contact an XCEL representative at 973-ASK-XCEL (973-275-9235) Option 2 for more information.