Opening & maintaining your account is simple.
For your convenience, some of our most popular forms are available here.
We've compiled our most requested forms here. If you have any questions or don't see what you need, please contact us.
- Membership Application - Electronic
- Membership Application - Paper
- Member Update Contact Form
- Account Update Form
- Skip-A-Payment
- ACH Credit Form
- ACH Debit Form
- Address Change Request Form
- Member Request Authorization
- Stop Payment Request – ACH checks
- Wire Request Form
- Overdraft Opt-In / Opt-Out Form & Disclosure
- Direct Deposit Form
XCEL FCU is a credit union serving members in New Jersey, New York and across the country.