Closings in observance of the following holidays.
Before making a trip, please check below to make sure we're open.
Even during the holidays, you may continue to use Digital Banking to access your accounts.
| 2026 Holiday Schedule | Day of Week | Calendar Date | Special Opening |
|---|---|---|---|
| New Year's Day Holiday | Thursday | January 1, 2026 | Fed open Friday 1/2/26 |
| Birthday of Martin Luther King, Jr. | Monday | January 19, 2026 | Fed open Tuesday 1/20/26 |
| Washington's Birthday | Monday | February 16, 2026 | Fed open Tuesday 2/17/26 |
| Memorial Day | Monday | May 25, 2026 | Fed open Tuesday 5/26/26 |
| Juneteenth National Independence Day | Friday | June 19, 2026 | |
| Independence Day | Friday | July 3, 2026 | |
| Labor Day | Monday | September 7, 2026 | Fed open Tuesday 9/8/26 |
| Columbus Day | Monday | October 12, 2026 | Fed open Tuesday 10/13/26 |
| Veterans Day | Wednesday | November 11, 2026 | |
| Thanksgiving Day | Thursday | November 26, 2026 | |
| Day After Thanksgiving Day | Friday | November 27, 2026 | |
| Christmas Holiday | Friday | December 25, 2026 |
XCEL FCU is a credit union serving members in New Jersey, New York and across the country.