Home Equity Loans
- Lump sum loans with competitive rates
- Fixed-rate loans available
- No closing costs*
- Use money for remodeling, repair costs, travel, tuition or any other purpose
Let your home work for you
All XCEL home loan options feature
- Money for any number of uses
- Competitive interest rates
- Flexible repayment terms
- Easy application process
- Low or no closing costs
Please log into the NMLS Consumer Access website www.nmlsconsumeraccess.org for a list of our lenders.
(XCEL FCU’s NMLS ID is 474542.)
Home Equity Lines of Credit
- Revolving Credit Line
- Credit Line based on equity in your home
- Easy access to money when you need it
- Funds can be used for remodeling, repair costs, travel, tuition or any other purpose
Home Improvement Loans
- The right loan for your home improvement project
- Build a new pool, put solar panels on the roof, or remodel the kitchen or bath
- Unsecured fixed-rate home improvement loans
- Have the cash in your account and pay the contractor when you are ready
