Checking Accounts

Our easy-access accounts leave you with more money in your pocket and time to do other things.

  • 24/7 Online Banking and Mobile Banking
  • Free Visa debit card
  • Faster account information with eStatements
  • Direct Deposit option
  • No monthly fees 
  • Unlimited free ATM transactions to any XCEL and CO-OP ATMs
  • Courtesy pay available
  • First order of checks free

Free Checking

  • No minimum balance required
  • Earn dividends on balances over $2,500

Kasasa Cash

  • Earn up to 2.50% APY on balances under $25,000
  • Earn an additional 0.25% APY on higher balances
  • All ATM withdrawal fees refunded Nationwide
  • No service charges

Kasasa Cash Back

  • 3% cash back on purchases up to $300
  • All ATM withdrawal fees refunded Nationwide
  • No service charges
  • No minimum balance