Earn MORE with high-dividend certificates
It's high-quality savings, certified.
What's your definition of the long haul? Whether it's a few months or a few years, XCEL has Certificate options that give you control over how much to deposit and for how long, all with a fixed, guaranteed rate of return.
- Minimum deposit of $500
- No maximum deposit
- Choose from a wide range of terms, from 3 months to 5 years
- Dividends compound monthly and are credited monthly
- Federally insured by the NCUA
- Early withdrawal penalties apply
If you're looking for greater dividends than a traditional savings account, our Certificate could be the right choice for you.
XCEL FCU is a credit union serving members in New Jersey, New York and across the country.