Club Accounts

Save Now, Spend Later !

Make more memories and take on less debt with these interest-bearing accounts.

Want help for a trip or holiday spending? These accounts are ideal for any reason and any season. 

  • Open your account anytime to start saving for something special
  • Competitive dividend rates help your savings grow
  • Deposit as much as you want anytime


XCEL FCU is a credit union serving members in New Jersey, New York and across the country.