Money Market Accounts

Dividends plus flexibility makes for a winning recipe

Increase your earning power while keeping your money within reach.

Combine one part earnings power and one part account access and you'll get XCEL's Money Market Account, a savings dish that will have you coming back for more.

Money Market Account Details

  • Minimum deposit of just $1,000 to open an account
  • Tiered dividends paid monthly; the more you save the more you earn
  • Access your money any time for any reason, penalty-free (minimum withdrawal amount $500)
  • No monthly maintenance fee
  • Certain restrictions and limitations apply

A Money Market account is a great solution for many XCEL members. For further information or if you have any other questions, you can always contact us and we'd be happy to help. 


XCEL FCU is a credit union serving members in New Jersey, New York and across the country.