Signature Loan

When life comes calling, a fast, affordable loan might be the right answer

Take a step toward your goals with an XCEL Signature loan

Whether you're checking an item off your bucket list or paying for a big repair, a Signature Loan gives you the money you need at an affordable rate. With up to six years to repay, you can invest in your family's happiness or take care of serious business without putting a strain on your monthly budget.

  • Borrow from $500 to $40,000
  • Streamlined application process gets money into your account fast
  • Competitive rates and flexible repayment terms keep your payment affordable

XCEL FCU is a credit union serving members in New Jersey, New York and across the country.

*APR=Annual Percentage Rate. Rates are subject to change at any time and are based on an evaluation of credit, subject to XCEL's underwriting criteria; therefore, your rate may differ. Loan payment example: $5,000 for 24 months at 6.99% will have a monthly payment of $223.84.