Detailed information about our products and services
Valuable information regarding your account(s).
- Membership Agreement
- Fee Schedule – Effective September 1, 2019
- Privacy Disclosure
- Share Certificate Disclosure
- Overdraft/Courtesy Pay Disclosure (with Opt-in/Opt-Out Form)
- Electronic Document Delivery Agreement
- Mobile Deposit Agreement
- Visa Credit Card Disclosures
- Visa Credit Card Agreement
- Bill Payment Service Disclosures
- Text Messaging Service Agreement
XCEL FCU is a credit union serving members in New Jersey, New York and across the country.