Holiday Loan

Bring home something special for the holidays

Holiday loans make gift giving even better.

We offer Holiday Loans that allow you to cross everything off your list and enjoy seeing the smiles your gifts are sure to bring.

  • Pay off your loan in 12 months or less
  • Borrow as little as $500 up to $5,000 
  • Competitive rates available 


XCEL FCU is a credit union serving members in New Jersey, New York and across the country.