Your financial foundation
Why open a checking account with XCEL?
Financial stability is a big part of life. XCEL has the tools and services that help the money side of your life work as smoothly and successfully as possible.
- No monthly service charge, minimum balance requirement or per-check charge
- Free access to Online and Mobile Banking with Bill Pay, plus 24-hour Telephone Banking
- Overdraft protection services available
XCEL FCU is a credit union serving members in New Jersey, New York and across the country.