Welcome to XCEL Federal Credit Union!
XCEL is Proud to Partner with Edison Properties!
As the official Credit Union for Edison Properties, XCEL Federal Credit Union wants to help make your financial journey as easy and successful as possible and look forward to you joining the XCEL family.
XCEL Federal Credit Union is a full-service, member-owned, not-for-profit financial institution. Founded in 1964 by the employees of the Port Authority of NY & NJ, XCEL has always operated under the simple premise that everything we do should be in the best interests of our members.
The following are key highlights of the benefits as an owner of your own credit union.
- 24/7 Access with Online & Mobile Banking with FREE bill pay and mobile deposit
- Digital Wallet featuring Apple Pay, Google Pay and Samsung Pay
- Access to over 30,000 surcharge-FREE ATMs & 5,800+ shared branches
- Pre-Approved loan offers with competitive rates on personal, auto and home loans
- Visa Platinum Rewards credit card with no annual fee and real-time alerts with SmartCard
- FREE Checking, Travel Club and Financial Literacy
XCEL is headquartered in Bloomfield, NJ with three branch locations:
- 30 Path Plaza, Jersey City, NJ 07306
- 26 Federal Plaza, 30th Floor, New York, NY 10278
- 1221 Avenue of the Americas, Level C-2, New York, NY 10020