Mobile Deposits

Deposit Checks with your mobile device

Deposit Checks wherever you are.

Nobody wants to take a car trip to the ATM or branch just to deposit a check. With our user-friendly, secure checkEASE service, you can make that happen from wherever you are.

  • Works with Apple and Android phones, tablets and other mobile devices
  • Download our Mobile App at no cost from Apple's App Store or Google Play 
  • Go to Mobile Banking, click the Home button, and then Mobile Deposits
  • Sign and note the following on the back of your check:
    • For mobile deposit only
    • Account number 
  • Take photos of the front and back of your check and follow instructions to transmit
  • You will receive an electronic verification that your deposit has gone through
  • Deposits made business days by 4 p.m. Eastern Time are credited to your account the same day
  • Deposits confirmed after 4 p.m., and those received on holidays or non-business days, are credited to your account the following business day by 9 a.m.
  • Deposits are limited to $5,000 per day, with a rolling 30-day limit of $15,000

Click HERE to watch our Video Tutorial to learn how to deposit a check via Mobile Banking. 


XCEL FCU is a credit union serving members in New Jersey, New York and across the country.