Give yourself the power to make purchases and pay for repairs
Whenever you need it, the money's there for you to use.
It's no ordinary loan. It's more like a credit card that you can use over and over to buy something big, fix something that's broken, or cover some unexpected bills. When you repay what you've borrowed, the money waits right there for you to use it all over again.
- Line of credit ranging from $500 to $5,000, depending on your credit history
- Monthly payment depends on how much money is actually used, a minimum of $25 or 3% of the balance*
- Transfer funds from credit line to checking or savings account for easy use
XCEL FCU is a credit union serving members in New Jersey, New York and across the country.
APR=Annual Percentage Rate. Rates are subject to change at any time.
Rates are based on an evaluation of credit history; therefore, your rate may differ. Approvals are subject to our underwriting criteria. Repayment terms of 3% of the outstanding balance or $25; whichever is greater.