Roy A. Schoenfeld, CRPC®
Private Wealth Advisor,
Investment Advisor Representative
RAS Wealth Management & Insurance Group
Planning for Your Future
125 Half Mile Road
Suite 102
Red Bank, NJ 07701
Phone: 732.358.5101
Fax: 302.504.6692
A message from Roy...
I am dedicated to providing personalized financial planning and strategies for XCEL Federal Credit Union Members. By fully understanding my client's financial and personal goals I develop a strategy that is individually customized to those who I work with. I strive to provide my clients with clarity through a personalized and goals based financial experience.
My career in wealth management began at Morgan Stanley continued at Merrill Lynch and Osaic Wealth (formally Lincoln Financial Advisors), after a 16-year career in the commercial real estate business. In July of 2024, I decided to start my own practice, RAS Wealth Management & Insurance group to better align my financial knowledge with the ability to offer unbiased service and solutions. This will enable me to help my clients manage their wealth and insurance planning needs. Now that I am an independent financial advisor, my clients will benefit from a much-improved wholistic wealth management experience.
I received my bachelor’s degree from The George Washington University in Chinese and East Asian Studies. I furthered my studies at the New York University, Stern School of Business with a concentration in Marketing and Management and received my MBA from The Lubin School of Business at Pace University.
I live in Manalapan, NJ and I am active in my community. In my free time I enjoy travelling, golfing, and spending time with my family. I also support organizations like The Laurel School of Princeton, Special Strides and United Way of Monmouth County.
Securities and investment advisory services offered through Osaic Wealth, member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Osaic Wealth has formed a strategic alliance with XCEL Federal Credit Union. XCEL Federal Credit Union is not affiliated with Osaic Wealth. While the two firms will work together to provide you with the best service possible, each firm is independently responsible for the services offered.
Non-deposit investment products and services are offered through Osaic Wealth, a registered broker-dealer (Member FINRA/SIPC) and SEC registered investment advisor. Products offered through Osaic Wealth are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the XCEL Federal Credit Union and may involve investment risk including loss of principal.
Osaic Wealth, Inc. and its representatives do not offer tax or legal advice. Individuals should consult their tax or legal professionals regarding their specific circumstances. See Osaic Wealth’s Form CRS Customer Relationship Summary, available here, for succinct information about the relationships and services Osaic Wealth offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. Osaic Wealth’s Forms ADV, Part 2A, which describe Osaic Wealth’s investment advisory services, Regulation Best Interest Disclosure Document, which describes Osaic Wealth’s broker-dealer services, and other client disclosure documents can be found here.