Private Wealth Advisor
Investment Advisor Representative
A message from Roy...
I am dedicated to providing personalized financial planning and strategies for XCEL Federal Credit Union Members. By fully understanding my client's financial and personal goals I develop a strategy that is individually customized to those who I work with. I strive to provide my clients with clarity through a personalized and goals based financial experience.
My career in wealth management began at Morgan Stanley and continued at Merrill Lynch (after a 16-year career in the commercial real estate business). I made the transition to Lincoln Financial Advisors in June of 2019 to better align my financial knowledge with the ability to offer unbiased service and solutions to help my clients manage their wealth. I feel my clients benefit from a much- improved holistic wealth management experience.
I received my bachelor’s degree from The George Washington University in Chinese and East Asian Studies. I furthered my studies at the New York University, Stern School of Business with a concentration in Marketing and Management and received my MBA from The Lubin School of Business at Pace University.
I live in Manalapan, NJ and I am active in my community. In my free time I enjoy travelling, golfing, and spending time with my family. I also support organizations like The Laurel School of Princeton, Special Strides and United Way of Monmouth County.
XCEL FCU is a credit union serving members in New Jersey, New York and across the country.
We are licensed in the following states. If you are a legal resident of one of these states, please proceed. We are sorry if we are unable to offer you our services at this time.
- Securities: Arizona, Florida, New Jersey, New York, Texas
Lincoln Financial Advisors and its registered representatives do not give legal or tax advice. Roy Schoenfeld is a registered representative of Lincoln Financial Advisors Corp. Securities and investment advisory services offered through Lincoln Financial Advisors Corp., a broker-dealer (Member SIPC) and registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Lincoln Financial Advisors has formed a strategic alliance with XCEL Federal Credit Union. XCEL Federal Credit Union is not affiliate of Lincoln Financial Advisors Corp. While the two firms will work together to provide you with the best service possible, each firm is independently responsible for the services offered.
Non-deposit investment products and services are offered through Lincoln Financial Advisors, a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through Lincoln Financial Advisors are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the XCEL Federal Credit Union, and may involve investment risk including possible loss of principal.
- Insurance: Arizona, Connecticut, Florida, New Jersey, New York, Pennsylvania, Texas
Unless otherwise identified, Associates on this website are registered representatives of Lincoln Financial Advisors Corp. Securities and investment advisory services offered through Lincoln Financial Advisors Corp., a broker/dealer and a registered investment advisor. Member SIPC. Insurance offered through Lincoln affiliates and other fine companies and state variations thereof. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Firm disclosure information available at www.LFG.com.
See Lincoln Financial Advisors (LFA’s) Form CRS Customer Relationship Summary is available here for succinct information about the relationships and services LFA offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. LFA’s Forms ADV, Part 2A, which describe LFA’s investment advisory services, Regulation Best Interest Disclosure Document, which describes LFA’s broker-dealer services, and other client disclosure documents can be found here.
- Note: Associated persons of Lincoln Financial Advisors Corp. who hold a JD and/or CPA license do not offer tax or legal advice on behalf of the firm.