Kasasa Protect

No one works harder than we do to prevent fraud and fight identity theft

Protecting our members' privacy is one of our highest priorities.

If you follow the news these days, you're probably concerned about the security of your personal and financial data.  We hear you.  This one-stop defense strategy helps protect you against identity theft, credit card fraud, data breaches and other deceptive attacks.  Kasasa Protect monitors your sensitive information 24/7, providing alerts, reports and even intervening as needed.  

Benefits include:

  • Comprehensive identity protection and restoration solutions
  • Around-the-clock monitoring for fraudulent activity
  • Immediate alerts you to any suspicious activity
  • Quick, hands-on help restoring your finances and credit status should fraud occur
  • Full suite of offerings, including:
    • 24/7 credit monitoring
    • Annual credit reports
    • Monthly credit score and tracker
    • Dark web monitoring
    • Lost wallet protection
    • Identity restoration
  • Coverage from every angle provides peace of mind
  • Exclusive pricing for Kasasa checking account holders — $7.99 per month
  • Additional joint Kasasa checking account holders — $5.99 per month
  • All other checking account holders — $9.99 per month
  • Funds directly deducted from your checking every month — no credit card needed
  • Not locked into a contract; no time commitment necessary 


Additional Information:

Add Kasasa Protect to receive around-the-clock coverage from every angle:

  • 24/7 Credit Monitoring
    • Around-the-clock notices about important changes in your credit report, including:
      • Loan data
      • Inquiries
      • New accounts
      • Judgments
      • Liens
  • Credit Reporting
    • Receive full access to annual credit report from Experian
    • Provides deep insight into your credit record
    • Helps you proactively manage your financial health and monitor your identity
  • Monthy Credit Score & Tracker
    • Regular review of your credit score, helping you stay on top of your credit
    • Avoid the cost of pulling full credit reports
    • View trends over time and find out exactly what's moving your number
  • Dark Web Monitoring
    • Allows you to keep close tabs on your identity online
    • Scans millions of international sources in real time
    • Quickly spots stolen data that could identify you, such as a social security number or medical identification numbers
  • Lost Wallet Protection
    • One convenient point of contact handles cancellation and replacement of all your important documents
    • Restoration through your agent includes: your cards, licenses, social security cards, insurance cards, passports, military IDs, and even traveler's checks 
  • Identity Restoration
    • Helpful advice and resolution services provided the instant fraud occurs
    • Certified specialists file, dispute and resolve issues with your credit or other vital records

Activate Kasasa Protect in Minutes

Upon enrollment, Kasasa Protect starts working immediately.  However, be sure to log in and verify your identity so that you can get the most value out of this service.  Just check your email for your activation link or visit secure.kasasaprotect.com.


XCEL FCU is a credit union serving members in New Jersey, New York and across the country.