Kasasa Cash

A checking account that pays you

Kasasa Cash is a free checking account that pays a high rate.

They say the best things in life are free, and the Kasasa Cash checking account is no exception. But we don't stop at free. Kasasa Cash actually puts money back in your pocket when you use it for day-to-day spending.

Account Benefits

  • Earn up to 0.40 % APY on balances of $25,000 and under
  • Earn 0.25% APY on the portion of the balance over $25,000
  • Refunds on all ATM withdrawal fees nationwide
  • No minimum balances and no service charges

Account Qualifications

Qualify for the benefits of your Kasasa Cash checking account by meeting these requirements every month:

  • At least 12 debit card purchases posted to your account
  • Be enrolled in eStatements
  • Have at least one electronic deposit into the account (ACH/direct deposit)


XCEL FCU is a credit union serving members in New Jersey, New York and across the country.