Kasasa Cash Back

Free checking that pays you back

Kasasa Cash Back® is the easiest money you've ever made.

No matter why or where you shop, a Kasasa Cash Back® checking account can make the experience more rewarding. It's the account that puts cash back into your pocket when you use your debit card.

Account Benefits

  • 3% cash back on purchases up to $300
  • Earn a maximum of $9 cash back per month
  • Refunds on all ATM withdrawal fees nationwide
  • No minimum balances and no service charges

Account Qualifications

You'll receive cash back every month in which you meet these requirements:

  • At least 12 debit card purchases posted to your account
  • Be enrolled in eStatements
  • Have at least one electronic deposit into the account (ACH/direct deposit)


XCEL FCU is a credit union serving members in New Jersey, New York and across the country.