Credit Cards

XCEL’s Platinum VISA® Credit Card:

  • 0.00% APR 6-Month Introductory Rate*
  • 10.24% APR for Purchases and Cash Advances**
  • Up to 1% Cash Back Rewards for all purchases*
  • Line-of-Credit up to $25,000
  • Full 25-Day Grace Period
  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee

Features & Benefits:

  • Accepted at Millions of Locations Worldwide
  • Zero Liability for unauthorized use of the credit card
  • Secure Online Purchases with Verified by VISA
  • Exceptional 24-hour cardmember service

973-ASK-XCEL (275-9235), Option #2

 


*For qualified members
**APR = Annual Percentage Rate. Minimum APR of 9.99%; maximum APR of 18.0%. Rates, terms and offers are subject to change, may be withdrawn, and are based on your creditworthiness.

XCEL will be upgrading Internet Banking and Bill Pay on March 30th. Please log into your account to see a list of all the new features.