Credit Cards

XCEL’s Platinum VISA® Credit Card:

  • 0.00% APR 6-Month Introductory Rate Purchases*
  • Rates as low as 10.99% APR for Purchases and Cash Advances**
  • Line-of-Credit up to $25,000
  • Full 25-Day Grace Period
  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee

Features & Benefits:

  • Accepted at Millions of Locations Worldwide
  • Zero Liability for unauthorized use of the credit card
  • Secure Online Purchases with Verified by VISA
  • Exceptional 24-hour cardmember service

973-ASK-XCEL (275-9235), Option #2


*For qualified members
**APR = Annual Percentage Rate. Minimum APR of 9.99%; maximum APR of 18.0%. Rates, terms and offers are subject to change, may be withdrawn, and are based on your creditworthiness.

Due to the inclement weather XCEL Federal Credit Union will have a delayed opening at 10am on Thursday, March 22, 2018. We apologize for any inconvenience this may cause but please feel free to use our mobile app or web banking services to access your account. Thank you and have a safe day! Learn more